Alabama Payday Loan Collection Check
Live. Collecting an Alabama payday loan? Ala. Code 5-18A-12/13: 17.5% fee cap, one rollover, one NSF fee, rights notice and 15 days before suit, no bad-check threats.
Send up to 2,000 Alabama deferred presentment transactions with the amount advanced, fee, check face amount, rollovers, NSF fees, other charges, attorney fee, altered check date, return reason, rights notice date, extended plan details and up to 500 contacts (channel, date, text, criminal threats or bad-check referral, suits). Applies Ala. Code 5-18A-12(a)-(d) and 5-18A-13(h)-(i): fee up to 17.5% of the amount advanced, one rollover, one NSF fee and no other charges, written notice of rights and a 15-day wait before suing, attorney fee up to 15% of the check, and no bad-check threats over a check returned for insufficient funds. Returns violation, review or ok per loan with citations. Nothing stored; not legal advice.
Price: $0.001 per call after 1,000 free per month.
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