Accord and Satisfaction Check

Live. Got a "paid in full" check for less than the balance? UCC 3-311: discharged, refund-window open, or still owed.

Send up to 2,000 restrictive-endorsement payments with amount, claim balance, dispute status, the full-satisfaction statement, payment date, any repayment and whether the claimant is an organization with a designated office. Applies UCC 3-311(a)-(d): good-faith tender, unliquidated or bona fide disputed claim, a conspicuous full-satisfaction statement, the designated-person-or-office rule for organizations, the 90-day repayment window, and discharge when a responsible agent knew the instrument was tendered in full satisfaction. Flags New York (no revised Article 3: common law and N.Y. UCC 1-308). Returns discharged / discharge_pending_refund_window / not_discharged / review with the refund-by date and cited findings. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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